Affirm Holdings Stock Performance
| AFRM Stock | USD 59.42 2.74 4.41% |
The firm shows a Beta (market volatility) of 2.19, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Affirm Holdings will likely underperform. At this point, Affirm Holdings has a negative expected return of -0.29%. Please make sure to confirm Affirm Holdings' jensen alpha, as well as the relationship between the skewness and day median price , to decide if Affirm Holdings performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Affirm Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of weak performance in the last few months, the Stock's basic indicators remain very healthy which may send shares a bit higher in March 2026. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more
Actual Historical Performance (%)
One Day Return 0.81 | Five Day Return (0.77) | Year To Date Return (16.03) | Ten Year Return (36.08) | All Time Return (36.08) |
1 | Disposition of 2127 shares by Ohare Robert of Affirm Holdings subject to Rule 16b-3 | 12/11/2025 |
2 | Disposition of 36401 shares by Ohare Robert of Affirm Holdings at 80.0 subject to Rule 16b-3 | 01/05/2026 |
3 | Affirm Holdings Outpaces Stock Market Gains What You Should Know | 01/06/2026 |
4 | Why Affirm Shares Are Falling Today | 01/12/2026 |
5 | Affirm Holdings Falls More Steeply Than Broader Market What Investors Need to Know | 01/20/2026 |
6 | Assessing Affirm Holdings Valuation After Recent Share Price Weakness And Lofty Earnings Expectations | 01/27/2026 |
7 | Affirms Bolt And Fiserv Deals Expand Reach While Valuation Stays Stretched | 01/28/2026 |
8 | Needham Analysts Think This Fintech Stock Can Soar 46 percent from Here. Should You Buy It Now | 01/29/2026 |
9 | Affirm Expands BNPL Reach As Bank Charter Bid Reshapes Growth Story | 01/30/2026 |
10 | Affirm upgraded as MS sees recent selloff as entry point | 02/03/2026 |
| Begin Period Cash Flow | 1.3 B | |
| Total Cashflows From Investing Activities | -1.1 B |
Affirm Holdings Relative Risk vs. Return Landscape
If you would invest 7,362 in Affirm Holdings on November 7, 2025 and sell it today you would lose (1,420) from holding Affirm Holdings or give up 19.29% of portfolio value over 90 days. Affirm Holdings is currently does not generate positive expected returns and assumes 3.5576% risk (volatility on return distribution) over the 90 days horizon. In different words, 31% of stocks are less volatile than Affirm, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Affirm Holdings Target Price Odds to finish over Current Price
The tendency of Affirm Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 59.42 | 90 days | 59.42 | about 99.0 |
Based on a normal probability distribution, the odds of Affirm Holdings to move above the current price in 90 days from now is about 99.0 (This Affirm Holdings probability density function shows the probability of Affirm Stock to fall within a particular range of prices over 90 days) .
Affirm Holdings Price Density |
| Price |
Predictive Modules for Affirm Holdings
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Affirm Holdings. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Affirm Holdings Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Affirm Holdings is not an exception. The market had few large corrections towards the Affirm Holdings' value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Affirm Holdings, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Affirm Holdings within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.21 | |
β | Beta against Dow Jones | 2.19 | |
σ | Overall volatility | 5.34 | |
Ir | Information ratio | -0.04 |
Affirm Holdings Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Affirm Holdings for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Affirm Holdings can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Affirm Holdings generated a negative expected return over the last 90 days | |
| Affirm Holdings has high historical volatility and very poor performance | |
| Over 83.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Affirm upgraded as MS sees recent selloff as entry point |
Affirm Holdings Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Affirm Stock often depends not only on the future outlook of the current and potential Affirm Holdings' investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Affirm Holdings' indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 341 M | |
| Cash And Short Term Investments | 2.2 B |
Affirm Holdings Fundamentals Growth
Affirm Stock prices reflect investors' perceptions of the future prospects and financial health of Affirm Holdings, and Affirm Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Affirm Stock performance.
| Return On Equity | 0.076 | ||||
| Return On Asset | 0.0063 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.07 % | ||||
| Current Valuation | 26.18 B | ||||
| Shares Outstanding | 289.36 M | ||||
| Price To Book | 6.17 X | ||||
| Price To Sales | 5.88 X | ||||
| Revenue | 3.22 B | ||||
| Gross Profit | 1.65 B | ||||
| EBITDA | 711.99 M | ||||
| Net Income | 52.19 M | ||||
| Cash And Equivalents | 1.56 B | ||||
| Cash Per Share | 5.38 X | ||||
| Total Debt | 7.85 B | ||||
| Debt To Equity | 1.58 % | ||||
| Current Ratio | 19.48 X | ||||
| Book Value Per Share | 9.99 X | ||||
| Cash Flow From Operations | 793.91 M | ||||
| Earnings Per Share | 0.69 X | ||||
| Market Capitalization | 20.35 B | ||||
| Total Asset | 11.15 B | ||||
| Retained Earnings | (3.06 B) | ||||
| Working Capital | 9.58 B | ||||
About Affirm Holdings Performance
By examining Affirm Holdings' fundamental ratios, stakeholders can obtain critical insights into Affirm Holdings' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Affirm Holdings is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Equity | 0.02 | 0.02 |
Things to note about Affirm Holdings performance evaluation
Checking the ongoing alerts about Affirm Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Affirm Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Affirm Holdings generated a negative expected return over the last 90 days | |
| Affirm Holdings has high historical volatility and very poor performance | |
| Over 83.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Affirm upgraded as MS sees recent selloff as entry point |
- Analyzing Affirm Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Affirm Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Affirm Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Affirm Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Affirm Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Affirm Holdings' stock. These opinions can provide insight into Affirm Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Will Data Processing & Outsourced Services sector continue expanding? Could Affirm diversify its offerings? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Affirm Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share 0.69 | Revenue Per Share | Quarterly Revenue Growth 0.336 | Return On Assets | Return On Equity |
Understanding Affirm Holdings requires distinguishing between market price and book value, where the latter reflects Affirm's accounting equity. The concept of intrinsic value - what Affirm Holdings' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Affirm Holdings' price substantially above or below its fundamental value.
Understanding that Affirm Holdings' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Affirm Holdings represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Affirm Holdings' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.